Hurricane Insurance Claims Attorneys

What factors affect a hurricane?

A hurricane is usually caused  by looking at several different factors, including:

• Climate patterns
• Temperatures of the ocean
• Atmospheric conditions

What type of damage do hurricanes cause?

Hurricanes can cause extensive property damage, with some of the most common being:

• Wind damage: hurricanes generate very strong winds that go around 100 mph. The strong winds could push large trees and blow roofs from buildings and homes.
• Flooding: a hurricane is known to cause extensive flooding. When there is extensive flooding, it could damage flooring in buildings, and seep into water supplies.
• Tornadoes: tornadoes are known to supplement hurricanes. Tornadoes can damage buildings extensively and uproot trees.
• Mudslides: mudslides are also common with hurricanes, usually on the west side of the United States. Mudslides can make homes slide off a mountain, and even bury roads and vehicles.
• Erosion on the coast: hurricanes can also erode the shoreline, which could damage beachside homes.
• Storm surge: storm surge is known to cause extensive flooding, and damage roads and flooring.

In the event that you have suffered property damage to your home and to your personal belongings, it is very important that you have an experienced hurricane damage insurance claim attorney on your side. 

What should I do after a hurricane?

1. After a hurricane, the next step you should take is to document everything and all the damage that has occurred. For example, keep news records of the hurricane report, and take photographs of all of the damage that your home now has. For example, if you had extensive damage to furniture in your home, make sure that you document all of that.
2. Gather all the receipts that you could find for all your household objects that have been damaged by the hurricane. The more invoices that you could gather that prove the worth of your items, the stronger case you have.
3. Contact a hurricane Insurance claim attorney. An experienced hurricane claim insurance attorney will then file a hurricane damage claim with your insurance company. You do not necessarily need to have an attorney when filing this claim, but having an attorney on your side will help ease the process, especially because insurance companies may try to deny any payouts or find loopholes.
4. Contact your hurricane claim attorney in the event that any insurance company adjuster reaches out to you. Our top-rated hurricane claim attorneys recommend that you refrain from speaking to any insurance employee unless you have first spoken with your attorney. An attorney will better assist you, especially if the insurance employee throws legal words that you may not initially understand. 

Does homeowners insurance cover hurricanes?

Usually, homeowners insurance covers property damage from any flooding or wind damage caused by a hurricane. But, this is dependent on the type of homeowners insurance that you purchase. For example, some homeowners insurance policies may not cover flooding, Sometimes, a homeowners insurance policy may not cover hurricane damage enough. To determine if your homeowner’s insurance covers hurricane damage, contact our attorneys today for more information.

Does car insurance cover hurricane damage to my vehicle?

In certain circumstances, your car insurance could cover any flooding damage done to your vehicle. This is a different way to go around in the event that your homeowner’s insurance policy does not cover vehicle damage. For more information and to review your car insurance policy, contact our top-rated attorneys to schedule a one-on-one consultation. 

Do I need a hurricane insurance claim attorney?

You do not necessarily need to hire a hurricane claim insurance lawyer, but there are certain circumstances that may require you to get a lawyer to make sure that you get the maximum compensation possible. It could get very complicated and complex to deal with employees, especially those from an insurance company. Keep in mind that insurance companies will put their insurance priorities first before yours. That is why having an experienced and qualified  Hurricane damage attorney will better assist you. Different circumstances may include:

• If the homeowner’s insurance company denies your claim
• If the homeowner’s insurance company is asking you to sign release documents
• If the homeowner’s insurance company has been investigating the circumstances of the hurricane for several months now
• If the homeowner’s insurance company still has unresolved disputes
• If the homeowner’s insurance company has offered a compensation amount that is lower than how much you need
• If the homeowner’s insurance company has acted in bad faith and has failed to return your phone calls
• If the homeowner’s insurance company adjuster has misrepresented what was included in your policy 

As shown above, the insurance company has different ways they could go about a hurricane property claim. For more information, contact us today to schedule a consultation.

When should I contact a hurricane Insurance claim attorney?

The best time to contact a hurricane insurance claim attorney is as soon as the hurricane happens and you need to file a claim with your insurance company. The sooner you contact an attorney, the easier the process may be. It is very easy to run into delays or complications when dealing with the insurance company, that is why we recommend that you call us immediately. 

Do I need to have an inventory list of my personal belongings after a hurricane?

Although it is not required that you have an inventory list, preparing an inventory list of all your personal belongings that have been damaged by a hurricane will save you a lot of time and money. We recommend that you constantly update it. 

In the event that you do not have an inventory list prepared, getting compensation for your personal belongings may take longer than usual. 

What will our hurricane lawyers do?

• Understand exactly all the property damage that you have suffered, in order to make sure that you get maximum compensation
• Provide legal advice as you file a claim with your insurance company
• Make sure that you get a valid and adequate settlement amount from your insurance company
• Make sure that the insurance company does not act in bad faith