Bad Faith Fire Insurance Attorney

Your home is your sacred space. It is a place where you can unwind and truly be yourself. Unfortunately, wildfires are very common in the state of California, especially during the dry season in the summers. When wildfires do occur, it may affect and burn down homes nearby. Homeowner’s insurance has fire policies to make sure that you get reimbursed for any damage you endure from fires.

Fire insurance provides homeowners with a piece of mind knowing that they could financially survive a fire. Fires can do so much damage, and ruin memorable objects. That is why several millions of Californians have fire Insurance. Fire insurance is necessary to prevent any unexpected events. So, if your homeowners insurance coverage denies your fire Insurance claim, it could be very difficult to move on with your life. Our top-rated fire insurance attorneys are on your side to make sure that you get the compensation and the justice you deserve. We are available 24/7 to assist you with your fire insurance claims.

Fire insurance claims could be very complex and difficult to file, especially if your insurance company has engaged in bad faith tactics. If your insurance company has engaged in bad faith actions, you have the right to hold them responsible and to seek compensation you deserve.

Contact us today to schedule a free consultation to discuss your bad faith insurance claim. You need someone that is experienced and is knowledgeable about California courts. Our California attorneys have been representing victims who have been mistreated by their insurance companies for their fire insurance claims.

What is bad faith?

Bad faith occurs when the insurance company engages in some type of behavior such as denying your claim or underpaying your claim. This usually occurs because the insurance companies are usually trying to downplay their liability and avoid paying their insurers as much as possible. If it were up to them, they would only pay your portion, possibly even nothing at all to their insurers. You want to make sure that you have a trust attorney on your side to hold insurance companies responsible for their bad faith behavior.

Why should I hire a bad faith fire insurance attorney?

After the fire, insurance company representatives and adjusters will try to approach you and offer a settlement amount. If you do not have legal representation, they will try to take advantage of you and offer a very low amount. Having an attorney negotiate and discuss what you deserve with the insurance adjuster will help you get the assistance you deserve.

Having an attorney on your side will protect you from any bad faith insurance practices. If you were to hire an attorney as soon as the fire occurred, we will be able to prevent any bad faith tactics on behalf of the insurance company. If you were to come to our attorneys After experiencing bad faith tactics, we can still assist you. Call us today.

Our attorneys work on a contingency fee basis, which means that you can trust us financially. We will put up all the monetary costs associated with getting your claim. We will not collect a single dollar from you unless we win a settlement or a judgment in your favor.

We provide individualized attention to all of our clients’ needs. We understand that going through a fire can be very devastating for you and your family. As you struggle to figure out where your next home may be, you may need assistance and guidance throughout the legal process. We are here for you.

What is fire insurance?

Fire insurance usually falls under the homeowner’s insurance policy. Homeowners insurance policies have multiple different types of coverages. Fire is just one of the coverage types that they offer. To determine if you have fire coverage under your policy, contact our attorneys today. It is very important to have it spelled out in your homeowners insurance policy. One of the most common mistakes that homeowners may make is thinking that their insurance coverage covers fires. They unfortunately are not aware that they do not have fire insurance coverage until after it occurs.

What are the common causes of claims for fire insurance coverage?

Fires can occur through several different ways. Unfortunately, some of the most common ways that fires may start in your home include:

  • Wildfires: this is especially common in California where temperatures could be in the 100s during summer.
  • Defective smoke alarms: a defective smoke alarm could potentially aggravate the fire. This falls under a products liability lawsuit, and you could hold the smoke alarm manufacturer and retailer responsible, besides your own insurance company.
  • Defects in appliances: when there is a defect in the appliance, there may be a gas explosion. When this occurs, a fire could potentially erupt. Under a product liability claim, you could hold the appliance manufacturer responsible.
  • Electrical wiring: when electrical wiring is worked on negligently, a fire will most likely result. You could hold the negligent maintenance company responsible, along with your insurance company if they deny paying out your claim.

What are some examples of bad faith by fire insurance companies?

  • Delaying the investigation: this occurs when the homeowner’s insurance company delays the fire investigation as much as possible.
  • Blaming the fire on you: in order to prevent paying their insurer, the fire insurance company may try to blame you for the fire instead. If you were to cause a fire in your own home, the insurance company may not have to pay you your coverage.
  • Denying the claim: when the fire insurance company denies the claim without a valid reason, you may have a valid bad-faith claim against them.
  • Offering a low settlement amount: there are several different types of damages you must take into account after a fire. You should be reimbursed the amount that your homeowners insurance contract states. If you are not, you may have a valid claim against the insurance company for bad faith.
  • Late payments: if the fire insurance company does determine that they will pay out your policy, but fail to pay you on time, you could hold them liable under a bad faith claim.

Above are just some examples that fire insurance companies may engage in when trying to avoid paying out the coverage. To determine what specific example applies to you, contact our attorneys today.

Was your house burned in a fire? Contact us today

Our experienced bad faith attorneys are available 24/7 to make sure that you get the care you deserve. If you were involved in a fire, you deserve to be compensated under your homeowners insurance policy. If you are not, and your insurance company treats you unfairly, you could hold the homeowner’s insurance company liable.

Let us help you and represent you throughout this legal process. We have recovered over hundreds of millions of dollars for our clients, and know how to communicate with insurance companies while also going through the legal claims process. Call us today to schedule a free consultation with our legal team. We are awaiting your call.

Contact A Bad Faith Insurance Attorney